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How the Mortgage Foreclosure Process works By : Tim Sureman The mortgage foreclosure process happens when a homeowner fails to pay his or her mortgage payments and the bank forecloses on the home. A mortgage foreclosure process is not the same as a tax foreclosure process which happens once a year. Mortgage foreclosure is a bigger problem for homeowners who cannot afford to pay their mortgages. The Death of Two Financial Titans By : Dan Gibson Surely we can expect the housing market to recovery soon, right? The failures of Merrill Lynch and Lehman Brothers suggest we are not close to that occurring. The mortgage market will be even more chaotic, meaning no money for real estate. Reverse Mortgage - Your Home May Be a Pot of Gold By : Virginia Berry The first baby boomers turn 62 as of January 2008. Because of this, many investors are scurrying to come up with new, innovative products to offer to the incredibly fast growing reverse mortgage market. How to Buy a Home with No Money Down By : Garret Belisle For many of us coming up with "the" down payment for a home is quite a struggle.